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Rural Energy Savings Program (RESP)

Federal Agency


Rural Development


To provide loans to rural utilities and other companies who provide energy efficiency loans to qualified consumers to implement durable cost-effective energy efficiency measures.

Applicant and/or Project Eligibility Requirements

RUS makes loans to entities that provide or propose to provide the retail electric service needs of rural areas, or the power supply needs of distribution borrowers under the terms of power supply arrangements satisfactory to RUS, or eligible program purposes including energy efficiency, renewable energy, energy storage or energy conservation measures and related services, improvements, financing, or relending. This program also supports eligible tribal communities.

Decarbonization Considerations

Funds may be used for the purpose of implementing energy efficiency measures to decrease energy use or costs for rural families and small business.

Equity Considerations

Program is designed to support rural communities in terms of residential and commercial energy needs. This funding reduces energy burdens of families and small businesses.

Helpful Tips

The CFR announcement of funding opportunity from December 15, 2020 may be viewed here:

Other Notes


Deadline (Announced or Anticipated)

Applications open as of May 20, 2022; applications accepted on a first come, first serve basis until funding is depleted

Funding Available


Max Award Amount

Up to 20 years at a 0% interest rate Up to 5% interest rate for relending to end users qualified consumers, for up to 10 years

Expected Allocations

Applications for this program will be accepted on a first come first serve basis until the depletion of available funding.

Average Award (Estimated)


Matching Funds

Not required

Go to Program Website